A co-pay is for things like an urgent care sick visit (most of our plans it is $30 out of your pocket) is all you pay for admission. A deductible is the amount you will need to pay on your own, once you meet that number the co-insurance kicks in meaning that on a 80/20 plan you are only responsible for every 20 cents of every the dollar. Once your co-insurance max is met then the insurance pays the rest.

Not even close! We use our outstanding relationships with hundreds companies to find the best plan options for you, which include deductible/gap plans, catastrophic cash fund, mortgage insurance, dental, vision, critical illness, legal, auto, home, even pet insurance.